In the event of an unexpected bill, a 0% Intro APR* can keep your finances more manageable.
Furniture doesn’t fit with your new apartment? Upgrade and enjoy a 0% Intro APR* on purchases while you pay off your balance.
Keep your vehicle road-ready using your card for a routine tune-up or even fixing an unexpected flat.
Courtesy of your U.S. Bank Visa® Platinum Card
As Kate now knows, cell phone accidents happen. That’s why her U.S. Bank Visa® Platinum Card’s cell phone protection benefit is so valuable — it can cover her phone against damage or theft so she can stay connected to family and friends.
Coverage when you pay your monthly cellular bill with your U.S. Bank Visa® Platinum Card.1 Learn more.
Detects and notifies you of any unusual card activity to help prevent fraud.
Cardmembers enrolled in Online Banking can obtain their TransUnion® Credit Score at no cost.
Everyone’s schedule is different. So it’s handy to be able to pick your credit card due date.3
The easiest way to bank online! View current statements, download account history, check balances, make payments from your account, get a cash advance and more.
You can help yourself avoid interest and late fees with automatic payments that put you in control. It can also help you pay down a balance faster.
We may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.
*The 0% introductory APR applies to purchases and is valid for the first 18 billing cycles. The 0% introductory APR applies to balance transfers made within 60 days of account opening and is valid for the first 18 billing cycles. The introductory rate does not apply to cash advances. Thereafter, the APR may vary and as of 1/14/19, the undiscounted variable APR for Purchases and Balance Transfers is 14.74%–25.74% based on your creditworthiness. The variable APR for Cash Advances is 26.24%. Cash Advance fee: 4% of each advance amount, $10 minimum. Convenience Check fee: 3% of each check amount, $5 minimum. Cash Equivalent fee: 4% of each cash amount, $20 minimum. Balance Transfer fee: 3% of each transfer amount, $5 minimum. There is a $2 minimum interest charge where interest is due. Annual fee: $0. Foreign Transaction fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. We apply your minimum payment to balances with lower APRs first, including promotional APRs. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances.
The creditor and issuer of this card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc., and the card is available to United States residents only.