-
1.5%
Unlimited Cash Back
On all your eligible net purchases
made. Easy, Right? -
Simplicity
No categories and no enrollments. Just use your card and earn cash back. Plus, your cash back never expires.
-
Cash Back Options
Get your cash back in the form of a statement credit, a direct deposit into your U.S. Bank checking or savings account, or as a rewards card.
Possible is more confidence
Trying the new restaurant in town requires advance planning, and of course, a group of friends who are up for anything. So when Greg uses the Cash 365 Card, he is confident the 1.5% cash back will go towards his next get together.
More cash back.
Great benefits.
Apply Now
Enjoy American Express benefits
-
Emergency Assistance5
Travel more than 100 miles from home and you'll have 24/7 access to medical, legal, and financial help if the unexpected happens.
-
Entertainment Access4
Be among the first to buy tickets —to some of the best concerts, Broadway shows and sporting events in town.
-
Best Value Guarantee5
Receive reimbursement of the price difference on an eligible item purchased entirely with your Card if an identical item is found for a lower price within 30 days of the purchase.
-
Extended Warranty5
For eligible products purchased entirely with your Card, Extended Warranty doubles the original manufacturer’s (or U.S. store brand) warranty of one year or less.
-
Return Protection5
Receive reimbursement for covered items if you attempt to return your undamaged covered items to the merchant, but the merchant will not accept them.
-
Additional Coverage Benefits5
Includes North America Car Rental Loss and Damage Insurance, Travel Accident Insurance and Retail Protection.
We may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.
Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, please refer to your Rewards Program Rules for additional information.
- Cash back is redeemed in the form of a statement credit or a deposit made to your U.S. Bank Savings, Checking, or Money Market Account based on your designation, or as a U.S. Bank Rewards Card ($20 minimum redemption). Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, please refer to your Rewards Program Rules for additional information. You may not redeem Cash back, and you will immediately lose all of your Cash back, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).
- Net Purchases are purchases minus credits and returns. Cash back is not earned for Advances (including wire transfers, travelers checks, money orders, foreign cash transactions, betting transactions, lottery tickets and ATM disbursements), Convenience Checks, Balance Transfers, and Fees, credit insurance charges, transactions to fund certain prepaid card products, U.S. Mint purchases, or transactions to purchase cash convertible items.
- One-time $150 bonus will be awarded for redemption when you are approved for a new U.S. Bank Cash 365™ American Express® Card and after eligible net purchases totaling $500 or more are made to your account within 90 days from account opening. Net purchases are purchases minus credits and returns. Cash back is not earned for Advances (including wire transfers, travelers checks, money orders, foreign cash transactions, betting transactions, lottery tickets and ATM disbursements), Convenience Checks, Balance Transfers, and Fees, credit insurance charges, transactions to fund certain prepaid card products, U.S. Mint purchases, or transactions to purchase cash convertible items. Please allow 6-8 weeks after you have met the spend requirement for your bonus to be credited to your rewards balance. Existing and previous Cash Rewards accounts do not qualify for this one-time bonus. One-time bonus cash does not apply toward account upgrades. This offer may not be combined with any other bonus offer. Offer is subject to credit approval.
- Offer valid in select cities. During the specified sales period, tickets are available exclusively to all American Express® Card Member (including Prepaid and International Cards). Tickets must be purchased with an American Express Card (including Prepaid and International Cards). Standard service charges apply. Offer is subject to availability. Not all seats are available and blackout dates apply. All sales final. No refunds. No exchanges. Offer may be changed or revoked at any time at the sole discretion of American Express. Some events may not be accessible to Card Members with disabilities.
- See the Guide to Benefits for complete terms and conditions of coverage.
The creditor and issuer of the U.S. Bank Cash 365 American Express Card is U.S. Bank National Association, pursuant to a license from American Express. American Express is a federally registered service mark of American Express.