U.S. Bank Visa® Platinum Card

Zero is big.

With Platinum, you get a special 0% introductory APR* on purchases and balance transfers for 12 billing cycles and thereafter, a variable APR, currently 10.24% - 21.24%.

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  • Handle Emergencies with Zero

    In the event of an unexpected bill, a 0% Intro APR* can keep your finances more manageable.

  • Upgrade with Zero

    Furniture doesn’t fit with your new apartment? Upgrade and enjoy a 0% Intro APR* on purchases while you pay off your balance.

  • Tune Up With a 0% Intro APR

    Keep your vehicle road-ready using your card for a routine tune-up or even fixing an unexpected flat.

U.S. Bank Visa® Platinum Card

Get the most from Platinum

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Enjoy card benefits

  • Cell Phone Protection1

    Coverage when you pay your monthly cellular bill with your U.S. Bank Visa® Platinum Card.1 Learn more.

  • Fraud Protection

    Detects and notifies you of any unusual card activity to help prevent fraud.

  • Free TransUnion® Credit Score2

    Cardmembers enrolled in Online Banking can obtain their TransUnion® Credit Score at no cost.

  • Choose Your Payment Due Date

    Everyone’s schedule is different. So it’s handy to be able to pick your credit card due date.3

  • Online Banking

    The easiest way to bank online! View current statements, download account history, check balances, make payments from your account, get a cash advance and more.

  • AutoPay

    You can help yourself avoid interest and late fees with automatic payments that put you in control. It can also help you pay down a balance faster.

Use Platinum with your phone and enjoy the convenience of mobile payments.

  • Security — Your card number isn't stored on the device.
  • Wide Acceptance — Mobile payments can be used at many stores and in apps.
  • Ease — Pull out your phone to pay.

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