FlexControl™


Credit card tools that put you in control.

Take charge with custom payments and alerts.

 

 

 

AutoPay IconAutoPay
The easy way to pay your card.


Setting up automatic payments to pay your U.S. Bank credit card each week or month from your checking or savings account is a great way to help you avoid late fees and interest. Choose from a variety of payment options that fit your schedule and budget.

+ Pay the Minimum Payment Plus FlexControl Essentials

- Pay the Minimum Payment Plus FlexControl Essentials

Everyday purchases are in your control:

  • Pay your minimum payment due plus up to seven everyday Essentials categories (like gas, groceries, dining or bill payments) each month and save on interest even when you carry a balance.
  • Choose a specific day for your payment to be made each month.

Use our FlexControl Essentials Calculator to see how much interest you could save if you pay one or more everyday categories each month:

Try the Essentials Calculator >

+ How to set up FlexControl Essentials

 

- How to set up FlexControl Essentials

  1. Log in to Online Banking at usbank.com.
  2. Select Transfers and Payments, and then Pay a U.S. Bank Account or Pay My Account.
  3. Select your payment source and destination accounts (To and From). Select the Recurring button.
  4. Select your Essentials categories and payment date; then click Continue.

    Pay a U.S. Bank Account

    Online Banking Screenshot

 

+ Pay the Minimum Payment Plus FlexControl Accelerator

- Pay the Minimum Payment Plus FlexControl Accelerator

Reduce your balance faster and save on interest:

  • Make accelerated payments to reduce your credit card balance and save on interest charges.
  • Choose an amount you’re comfortable with to add to your minimum payment due — we’ll track these incremental payments on your statement to show you how much you’re saving.
  • Choose a payment frequency that works for you — either monthly or weekly.
  • After setting up Accelerator payments, you can adjust or stop them as your budgeting needs change.

Use our FlexControl Accelerator Calculator to see how much interest you can save when you make additional payments:

Try the Accelerator Calculator >

+ How to set up FlexControl Accelerator

 

- How to set up FlexControl Accelerator

  1. Log in to Online Banking at usbank.com.
  2. Select Transfers and Payments, and then Pay a U.S. Bank Account or Pay My Account.
  3. Select your payment source and destination accounts (To and From). Select the Recurring button.
  4. Select your Accelerator amount, frequency and payment date; then click Continue.

    Pay a U.S. Bank Account

    Online Banking Screenshot

 

+ Pay Only the Minimum Payment Due

- Pay Only the Minimum Payment Due

Choose to pay your minimum payment due each month on a specific day.

+ How to set up Minimum Payment

 

- How to set up Minimum Payment

  1. Log in to Online Banking at usbank.com.
  2. Select Transfers and Payments, and then Pay a U.S. Bank Account or Pay My Account.
  3. Select your payment source and destination accounts (To and From). Select the Recurring button.
  4. Select Pay monthly on this day; then select your payment due date. Click Continue.

    Pay a U.S. Bank Account

    Online Banking Screenshot

Choose to pay your minimum payment due each month on a specific day.

 

+ Pay the Full Statement Balance

- Pay the Full Statement Balance

Pay your statement balance in full on a specific day each month, or pay a set amount each Friday, with the remaining statement balance paid on your statement due date.

+ How to set up Full Statement Balance Payments

 

- How to set up Full Statement Balance Payments

  1. Log in to Online Banking at usbank.com.
  2. Select Transfers and Payments, and then Pay a U.S. Bank Account or Pay My Account.
  3. Select your payment source and destination accounts (To and From). Select the Recurring button. Select Statement Balance from the drop-down menu.
  4. Choose either full statement balance payment on a set date, or a set amount weekly on Fridays with any remaining balance paid on your statement due date. Click Continue.

    Pay a U.S. Bank Account

    Online Banking Screenshot

 

+ Pay a Fixed (Other) Amount

- Pay a Fixed (Other) Amount

Choose your amount and your schedule:

  • Pay a fixed dollar amount on a specific day each month.
  • If your minimum payment due is greater than the fixed amount you selected, your payment will automatically be increased to the minimum amount due.
  • If your statement balance is less than your fixed payment amount, your payment will automatically adjust to the statement balance.

+ How to set up Fixed Amount Payment

 

- How to set up Fixed Amount Payment

  1. Log in to Online Banking at usbank.com.
  2. Select Transfers and Payments, and then Pay a U.S. Bank Account or Pay My Account.
  3. Select your payment source and destination accounts (To and From). Select the Recurring button. Select Other Amount from the drop-down menu.
  4. Enter the amount of your monthly automatic payment, then select your payment date. Click Continue.

    Pay a U.S. Bank Account

    Online Banking Screenshot

 

 



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