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HOW CREDIT SCORES ARE CALCULATED

The most commonly used scoring system for credit was developed by FICO™.
Credit bureaus use it to evaluate the risk you pose to lenders, based on the following factors:
 

How are scores calculated?

35% Payment History
35% Payment History
30% What you owe
30% What you owe
Types of Credit
Types of Credit
New Accounts
New Accounts
Length of Credit History
Length of Credit History

 

 

What doesn't affect your score?
What doesn't affect your score?

 

Discover why a good credit score matters. Go!

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